Every human being is faced with one constant problem: How to make the most of life? The “Art of living is the most difficult of arts” [Dr George Sheehan].  Life has many problems and miseries in the form of health, finance, education, marriage, among others. That is why we seldom hear a person say:  “I am happy”.  Usually people complain of their sufferings.  Yes, Life is full of problems, but we can try to be happy.  Here is a nine-point formula for those who are in search of happiness.